Welcome, fans, to your latest installment of all that is risky, risk averse, and generally risk related. From finance to health care, we're sure to have what you're looking for. So, take your time, put on your suit, and dive on in to the risk pool.
RISKY HEALTH CARE
Over at Colorado Health Insurance Insider they take a different and, in my opinion, under-appreciated look at the state of American medicine. Patients are in the system because they have to be, but the same is not the case for doctors, nurses, and other health care providers. Whatever health care reforms we consider - here in Colorado, and on a federal level - we need to make sure that we don’t create a system that is so distasteful to providers that they decide they’d rather spend their time doing something else instead of medicine.
Julie Ferguson of Workers Comp Insider makes a broader assessment of the tragedy of Natasha Richardson's sudden death from traumatic brain injury, but her death was not as rare as media may have made it seem. At Workers Comp Insider, guest poster Peter Rousmaniere tells us that 50,000 others die in the U.S. each year from brain injury, and many thousands more survive but face daunting recovery odds, often sabotaged by low expectations of progress.
The Cato Institutes's Michael Cannon (Latin name: Wonkus Expertus) discusses why health care reform is not an appropriate tribute to Senator Kennedy.
Yours truly unleashes yet another rant against the perils "quality care" and the never-ending quest for phantom savings in "Unqualified Quality?"
Jaan Sidorov of the Disease Management Care Blog detects ancient military Chinese stratagems at work in the delay of Ms. Sebelius’ nomination by two weeks. It’s not much but the Republicans are using every advantage they can. It may work, and what might the implications for the health insurance industry be?
When economists ran an experiment to how healthcare reform proposals affect individuals and firms, what happened? Find out at Healthcare Economist.
Over at the Woman to Woman Childbirth Education blog, Kathy Petersen discusses how C-sections can contribute to future birth risks, and takes to task what she considers as ineffective consent forms.
RISKY LIFE
In Understanding Job Benefits, Patrick Smith of Leaving the Folks explains why you should never discount the value of employment benefits, especially health insurance, retirement, and tuition reimbursement.
Do you know your risk of becoming disabled? InsureBlog's Henry Stern reports on a new, free tool that helps you calculate just that, and even helps you determine how much is at stake if you do become disabled.
Nick Perry gives us a nice "Life Insurance 101" article at georgiainsuranceoptions.com. "Managing risk," he explains, "is more than a lifelong task. Your debt and financial obligations don't dissolve upon death, and those you leave behind may be saddled with the huge task of settling such things. Going without life insurance is one of the riskiest moves a person with a family can take, and this article tells you exactly why."
David Williams of the Health Business Blog reminds us that there's a reason for the taboo (now broken) on antifreeze colored drinks: to reduce the risk of poisoning. Is it time to bring back the taboo or to pass a law?
Chris Brooks from TermLifeOptions.com explores the often ignored price variability for life insurance from different companies for the same people. This is a follow-up article to an earlier post in which they asked the initial question: do premiums vary? Answer: by as much as 250%! This post digs into why insurance quotes from different companies vary so dramatically for the same person.
Is whole life insurance overpriced? Or, does it just reflect a difference in need? Freemoneyfinance.com tackles this question.
There is most certainly an art to taking risk. As The Wise Curve explains, mastering that art will bring you one step closer to success in your career, study, relationship, investment, and many more areas in your life.
In "You Can't Charge Right for Risks You Can't Price," Russell Hutchinson, from Money Blog, takes us down under in revealing that New Zealand’s public no-fault accident compensation scheme is broke again, and that the cause is risks we can’t price. Following an earlier article where the author proposed the scheme revert to occupational rating, an actuary contacted him to correct him ... this is the resulting revelation.
RISKY INVESTING
Over at theskilledinvestor.com we find a fresh look at personal investment management. Millions of people put their financial futures at risk every day through poor investment decision-making. Investors more easily understand investment costs that are directly measurable, such as fees deducted on investment statements. However, many investors ignore or are unaware of the opportunity costs of their sub-optimal investment behaviors. Opportunity costs are usually much more difficult to measure directly, but these investment costs can be even higher than more visible investment fees.
Dr. Asoka Selvarajah explains the risks, and potential rewards of option trading at etrades.net.
In a Beginner's Guide to Risk, Korprit Zombie explains the three main types of risk tolerance as it pertains to investment. Which one are you?
What are the risks and rewards of investing in stocks and bonds? JT over at The Smarter Wallet elucidates this question.
RISKY ECONOMY
Stock market got you down? Over at bargaineering.com they might have an answer for you: If you can't stomach the risk of the stock market, just put your funds in a high yield savings bank until things cool down.
There has been a great deal of talk recently (both hyperbole and legitimately analytica) about the possibility of a Great Depression II. Is that really what we are in for? Or, might that dreaded relic of the 1970's return to us: Stagflation. Mike, from the aptly titled blog "Great Depression Version 2" gives us his take on the matter.
Onemint.com dusts off a Keynesian stock market gem in "The Beauty Contest and The Greater Fool Theory." It is worth the read.
That's all for now, risk fans. Stay tuned for the next installment of Cavalcade of Risk!
Posts
0 comments:
Post a Comment